Business Insurance
There When You Need Us¶
You need someone on your side who knows the insurance industry, who can understand your needs and explain your coverage in plain language. As your independent advisors, we work on your behalf to find the right coverage for your business. If you ever have a question or need to file a claim, we’re ready to help.
Talk to us: our expertise is at your service.
Helping You Get Back to Business¶
Adverse events happen to businesses every day across Canada, no matter how well they’re run. If the worst should happen, do you know the extent of your coverage or what the options are? If not, all you need is a Palladium Insurance professional on your side.
We search for the best insurance for small, medium, and large businesses across Canada. From home services businesses, retail, and hospitality to construction, tech and beyond, if you're a business owner we'll work with you to find the insurance coverage you need.
Find a Broker to Advise You¶
Our Total Care Programs¶
We’ve tailored these configurable insurance programs to meet the needs of business owners. They include coverage for commercial, personal, life and living benefits, and much more.
Other Key Programs for Businesses¶
Business Insurance Coverage from A to Z¶
Insurance for businesses comes in many categories and many levels. Our team learns your needs, makes recommendations based on our experience, and then searches our network of providers for the best coverage. Here are just some of the types of coverage we can find and tailor for you:
- Commercial property insurance
- Commercial general liability
- Professional liability (errors and omissions)
- Cyber liability / privacy breach
- Commercial auto insurance
- Employment practice liability insurance
- Crime insurance (fraud, embezzlement, forgery)
- Environmental impairment insurance liability
- Directors’ and officers’ liability (nonprofit and profit)
- Earthquake / flood / sewer backup
- Special event insurance
- Liquor liability / host liability
- Surety bonds / all bonds
- Marine cargo insurance
- Contractor’s equipment
- Builder’s risk insurance as well as testing and commissioning
- Credit insurance
- Commercial umbrella insurance
- Product liability / completed operations / equipment breakdown / business interruption / extra expense